Thatched Property Insurance
With only 1 in 25,000 homes in the UK having a thatched roof, it’s fair to say that thatched homes are unique. Unfortunately, this can make thatched property insurance difficult to find. Conventional insurers tend to shy away from homes that don’t fit the norm or easily tick all the boxes. But at Higos, we specialise in things that are different. Our knowledgeable thatched roof insurance team love finding excellent levels of cover for your thatched home.
We get to know you and your individual thatch insurance needs
Whether it’s your main home, second or holiday home, holiday let, long-term let or unoccupied property, Higos can help. Our combination of experience, market knowledge and reputation allows us to access a broad range of products from our panel of thatched cottage insurance specialists. We get to understand the specific details of your home, the fuel you burn and, of course, details about your thatched roof.
We offer a fully funded chimney survey and fire risk assessment
As a specialist thatched property insurance provider, we offer our own thatch insurance scheme underwritten by Fairmead Insurance Limited. This includes a fully funded chimney survey and fire risk assessment if your chimneys used solid fuel stoves. In turn, this enables us to tailor your thatched roof insurance to the unique risks your property may face, giving you peace of mind that you have the best possible coverage.
Why is it important that I have specialist thatched house insurance?
Just like any homeowner, you want to be financially protected if an unexpected event occurs. With a thatched roof, however, the risks of fire damage and general roof decay are much higher. This means they require more manual labour to ensure their upkeep, as well as bespoke house insurance for thatched properties in case of damage.
Don’t let this put you off!
The extra maintenance for a thatched roof is worthwhile. Not only does it contribute to the traditional and historical aesthetic of your home, but it is also a fantastic sound proofer and insulator! Thatched roof house insurance doesn’t have to be complicated. Speak to our knowledgeable team and we will find you a bespoke policy that factors in your home and lifestyle.
A personal claims service you can rely on
Try as we might to avoid them, accidents can happen. Fortunately, our in-house thatched property insurance claims team is here when you need them most. We’ll give you all the reassurance and support you need when you need to make a claim.
For a personal service with all the thatch insurance protection you need – and without paying for cover you don’t - it has to be Higos.
