Motor Insurance
There's not another car owner like you. Cars may roll off the production line the same, but your address, your mileage and your driving record are just some of the factors that impact the cost of your car insurance premium.
For cover that’s tailored to you and your car, it has to be Higos
We provide bespoke comprehensive and third party motor insurance for your car, motorcycle, van, commercial vehicle or fleets of vehicles. And if you’ve drive something a little more unusual, like a classic or performance car, we can help there too. We have access to a number of specialist schemes enabling us to provide cover for your cherished vehicle. The experts in our team are car enthusiasts like you and we pride ourselves on getting to know you and your vehicle before finding the bespoke cover you need.
With our High Performance Cherished Car policy we offer a 25% discount for club or forum members while other discounts are also available for garaging, occupations, second car ownership, driver age and more.
We cover more than just standard vehicles
We understand that cars are more than just a vehicle that gets you from A to B. Cars can be a big part of your life – being your hobby, passion, or even a member of the family. That’s why we’ve expanded our service to cover classic cars, vintage cars, and veteran cars, historic racing cars, and military vehicles (pre-1990).
A collector car is different for everyone, but there are a few ways to identify a collector car. If it’s a car you’ve named, own as a purely recreational vehicle, or you own more cars than there are people in your house, then there’s a good chance you own a collector car. We provide agreed value coverage and flexible usage for your collector car, so you enjoy the freedom of driving with none of the usual inconveniences.
A personal claims service you can rely on
Accidents happen – so if you need to make a claim, we’ll do our best to get you back on the road and your claim settled as quickly and smoothly as possible.
For a bespoke personal service and all the protection you need - without paying for cover you don’t - it has to be Higos.
