Personal Insurance

We provide bespoke comprehensive and third party motor insurance for your car, motorcycle, van, commercial vehicle or fleets of vehicles.

It can be difficult finding the right cover for a young driver with so many different options to choose from. At Higos we provide cover that’s tailored to you and your driving experience that won’t break the bank.

At Higos, we provide travel insurance policies  for individual trips or as an annual policy for multiple trips. As well, we arrange insurance for long-stay and one-way trips.

Our experience, market knowledge and reputation allow us to access a broad range of products from a panel of well-established marine insurance providers.

We can provide bespoke home and contents insurance for all types of properties, from flats and apartments to detached houses and country homes.

We have access to a broad range of products from our panel of thatch specialists. We also provide our own thatch insurance scheme underwritten by a consortium of Legal & General Insurance Ltd and ERGO Versicherung AG.

We’ve developed excellent relationships with over 280 insurers and can provide you with market-leading prices that won’t erode a large slice of your rental income.

At Higos, we provide bespoke protection for your home and contents at a competitive price, whether your additional property is occupied, unoccupied or made available to guests.

Whether you are moving house and yet to sell your old property, renovating your home but living elsewhere or maybe a loved one has passed and their property is now unoccupied, we are here to help.

Our knowledgeable, specialist team will get to know you, your home and the risks you face before finding you bespoke cover from our panel of well-known and specialist insurers at a competitive price.

Our experienced, knowledgeable non-standard property team will work hard to find you the cover and peace of mind you need. 

Our dedicated property experts will take time to get to know you, your property and the risks you face and can provide the cover you need to rent out your home with complete confidence.

At Higos our specialist Platinum Team is dedicated to serving our High Value Home clients, providing high level of cover and personal service for prestige and performance vehicles, classic cars, watercraft and holidays. 

Our experience, market knowledge and reputation allow us to provide cover for properties that have, or are showing signs of, historical movement as well as properties that have been underpinned. 

Legal cover when you need it most. Most people think they are unlikely to become involved in a legal dispute but a bad experience with an employer, boundary dispute or a holiday from hell are all very common problems.