Why Shop Owners Should Use a Specialist Insurance Broker?
When it comes to protecting a retail store, choosing the most suitable commercial insurance cover can be a tricky process. Shops are susceptible to a vast range of risks, from property damage to liability claims to issues with lost or faulty stock. So, where do you begin?
Well, as it happens, there is a simple solution: speaking to a specialist insurance broker. In today’s article, we’re exploring why Higos and our Chartered Insurance Broker services should be your first choice for taking out comprehensive shop insurance.
Tailored Shop Insurance from Specialist Brokers
One of the primary benefits of using a specialist insurance broker for your shop or retail store insurance is the ability to tailor policies to fit the specific needs of your business. Unlike generic commercial insurance policies that may leave gaps in coverage, a broker can craft bespoke shop insurance that ensures all aspects of your business are protected. So, whether it’s comprehensive cover for stock and equipment or commercial liability insurance for any accidents on your premises, a specialist or Chartered insurance broker can give you full peace of mind.
Cost Benefits
Pricing is always a consideration for business owners, and this is another area where Higos and other specialist insurance brokers can excel. By tailoring your shop insurance cover to your exact requirements, this not only ensures you’re paying for the cover you need, but also ensures that you’re not paying for cover you don’t. This has the potential to have a significant impact on the overall cost of your shop insurance policy, making it more affordable for your business.
Communication & Support
Should the worst happen and you need to make a claim on your shop or retail store insurance, navigating the claims process can often be daunting. With a specialist broker who prioritises customer service and claims management, however, there’s no need to worry. At Higos, we have our own in-house shop insurance team to make the process as easy and hassle-free as possible. We pride ourselves not only on our expertise but also our friendly nature and commitment to supporting you in every way we can.
Higos – Chartered Insurance Brokers
At Higos, we’re honoured to hold Chartered Status as awarded by the Chartered Insurance Institute (CII). This reflects our professionalism, ethical conduct, and expertise in the commercial insurance industry. By choosing a Chartered Insurance Broker for your shop insurance, you’re choosing an experienced and knowledgeable partner who puts your needs first.
Are you interested in learning more about our shop and retail store insurance policies? Get in touch today on 01458 270323. Our commercial insurance team are always on hand to help and answer any questions you might have. For shop insurance, it has to be Higos.