What's Included in Rifle & Archery Range Insurance?
Whether you’re running lessons for beginners, or hosting experienced games and shoots, it’s important to know that you’re adequately protected and covered for your shooting club and archery range insurance.
When taking out any kind of shooting club insurance, even specifically for rifle and archery ranges, it’s very important to know what you’re covered for in the event that you need to consider extra cover.
So what is rifle and archery range insurance, and what exactly does it cover? We’ll be covering this and more in this blog – read on to find out everything you need to know.
What’s Covered?
General liability insurance
General liability is a common type of cover included in many types of commercial insurance. This covers claims against your business relating to injury, illness, or property damage. For example, if someone is injured after tripping on a hazard on your premises, this would cover you in the event they make a claim.
Professional liability
Professional liability protects you against claims from clients in the event something you or your business does is considered negligent, malpractice, or a mistake. For shooting insurance with Higos, this covers you only in respect of tuition – which is something to keep in mind when looking at additional cover.
Property insurance
When running a successful business from a specific location such as a house and grounds, it’ s no surprise that your physical site is important, and should be protected. As one would expect , property insurance is a standard part of shooting club insurance for rifles or archery. This includes cover for your premises should it be damaged by things like fire, flood or theft.
Equipment cover
As with any sport-based business, having and protecting your equipment can be make or break. Having the right equipment is vital for shooting insurance of any kind, and due to the specialist nature of most of this equipment, it’s important that your equipment is covered.
Equipment cover for air rifle shooting insurance might include repair and replacement up to a certain value, and alternative hire.
Specialist cover for shooting insurance
As well as those mentioned above, there are extra kinds of specialist cover that can be included within your shooting club or archery range insurance. These can include:
Participant liability
Participant liability insurance is generally reserved for sports club insurance, and covers when a participant injures another participant within your game or shoot .
If you’re running a shooting club, air rifle range or archery range, you need to know that your business is safe even in the event of the unexpected. That way, you can continue t o run your business as you do best. For more information on Higos and our specialist shooting club insurance, get in touch with your local branch, call us on 01453 524308 or Request a Call Back for a friendly discussion and free quote from one of our experts.