Exploring the History of Almshouses
Almshouses have been a part of the UK social landscape for over 1,000 years, and are often misunderstood or overlooked as an integral element of modern housing to this day.
But what are almshouses, almshouse charities, and what is the history behind them? In this blog, we’ll explore all of these and more, as well as some insight into our insurance for almshouses and how this work s.
What are almshouses?
Almshouses are a type of residential accommodation, usually a house or flat, that is owned by a charity, and used solely as accommodation for those in need. They are often referred to as charitable housing, and almshouse charities who own them are usually established specifically for the ownership and running of the homes.
Almshouses are occupied by members of the public in need of housing that they are unable to acquire otherwise – usually due to being in “need, hardship, or distress”. Almshouses are often a way for individuals struggling financially to recover and get back on their feet.
What is the history of almshouses?
Almshouses are considered the oldest example of social housing. The first almshouse is commonly thought to be the Hospital of St Oswald in Worcester, founded around 990 AD. I n medieval times, almshouses were called ‘hospitals’ or ‘bed houses’ and were often owned by religious groups who’s goal was to care for the poor and elderly.
In the span of around 500 years, there grew to be around 800 almshouse charities and homes scattered across Britain, however the dissolution of many monasteries by King Henry VII I meant that many of the homes were sold off or left unoccupied. It wasn’t until the late sixteenth century that the practice of almshouses began to pick up again, founded by hospitals. In the Victorian period, living conditions in towns and cities began to decline, which motivate d wealthy benefactors to fund or create new almshouses for those in need.
There are hundreds of almshouses still in use today, and many of these still retain historical features, or are being restored or extended to continue to provide help to those in need.
The history of almshouses is long and steeped in altruism. They continue to stand as a symbol of security and kindness, and many almshouse charities across the UK continue this important work and support the vulnerable in society .
It’s for this reason that having specific and comprehensive insurance for almshouses is vitally important.
Almshouse charity insurance
At Higos, we understand that every almshouse and almshouse charity is different, which is why we’ve partnered with Ecclesiastical to provide bespoke insurance for almshouses that covers you for your insurance needs.
Our expert charity insurance brokers are on hand to help find the appropriate cover for you. From buildings and trustees contents insurance to public liability, and trustee indemnity cover, our almshouse charity insurance is there for you.
To find out more about our insurance for almshouses, get in touch on 01458 675525 or Request a Call Back at a suitable time for you from one of our expert charity insurance brokers.