5 Reasons to Choose Higos for Your Commercial Liability Insurance
Commercial liability insurance, also known as commercial general liability insurance or business liability insurance, is a type of business insurance that covers your business against common claims that arise from ‘everyday’ business activities. This type of insurance generally covers against bodily, personal, or property damage that are directly caused by the company.
As a business owner, you know how important it is to protect yourself and your business against the unexpected. That’s why cover such as commercial liability insurance is vital. But how do you know where to go to take out such important insurance cover, and who can you trust? When it comes to protecting your livelihood, it’s best to leave it up to the experts.
Below are five reasons why you should choose Higos to help with your commercial liability insurance – because for comprehensive business insurance, it has to be Higos.
1. Chartered insurance brokers
At Higos, we’re proud to have been awarded Chartered Status. As chartered insurance brokers, we’ve consistently reached high standards of practice, showing technical knowledge and fantastic customer service. We pride ourselves on being established brokers, having started business over 30 years ago.
As chartered insurance brokers, when you work with us you can be sure to receive the highest quality advice and service. Our recommendations are based on their relevance, quality, and functionality.
2. Cover is tailored to your needs
We know that commercial liability insurance – or any type of insurance for that matter – is never a one-size-fits-all situation. There’s no such thing as normal when it comes to UK businesses. In fact, with over 5.6 private sector businesses in the UK, how could there be?
Just like your products and services, your insurance needs are unique. Our expert commercial insurance team are able to take those needs and find the right combination of policies to fit you. That also means you won’t be paying for cover you don’t definitely need.
3. Excellent relationships with over 280 quality insurers
Our extensive history and experience in the UK insurance market means we have fantastic relationships with over 280 quality insurers throughout the UK. This means we’re able to provide a range of quotes and options for your commercial liability insurance for you to choose from. If one insurer doesn’t quite meet your needs, we’ll do everything we can to find an alternative that suits you.
4. Dedicated claims management team
Not only do we have fantastic relationships with insurers, but we have an excellent in-house claims team. When you work with us to find your commercial liability insurance, you’ll get access to our dedicated, in-house commercial insurance claims management team. For a speedy, reliable response to your claim, it has to be Higos, because we know your business can’t afford downtime.
5. Wide range of cover options
Commercial liability insurance is often also called commercial general liability insurance – which means it covers a range of things. It can be difficult to know what type of cover your business needs, and how each aspect of this cover - such as employer’s liability, professional indemnity, and public liability – interact with each other and overlap.
With Higos, you can pick and choose the aspects you need from your business insurance cover, and we can help find the right cover that suits your needs.
For Commercial Liability Insurance, It Has to Be Higos
Get in touch by calling 01458 270323 and get a quote for your commercial general liability insurance, or request a call back today. At Higos, we offer independent advice and expert knowledge based on our long-term relationships with top insurers.