5 Professions That Should Consider Asbestos Insurance
Working in asbestos removal is a highly specialised field – it doesn’t just require expertise but also comprehensive protection against the unique risks involved. It’s not surprising then that asbestos removal insurance is viewed as essential. We’re taking a closer look at five professions that should consider taking out coverage.
1. Demolition Engineers
Asbestos can be hidden in various compartments of older structures, from insulation to roofing materials, and disturbing it during demolition can release dangerous fibres into the air. For this reason, an asbestos survey is usually conducted prior to any demolition, following which the demolition contractors will be responsible for arranging the asbestos to be removed. Asbestos liability insurance is essential for these professionals, offering protection against the legal and financial repercussions of accidental asbestos exposure during removal.
2. Property Renovators Involved in Asbestos Abatement
As with demolition contractors, property renovators will similarly need a survey to highlight whether asbestos is present in a property. If asbestos is present, they will then need to deal with it either through removal or abatement. The latter will involve noting where the asbestos is and what has been done to keep it in a safe condition and not allow exposure. Asbestos indemnity insurance provides peace of mind in this situation, covering the potential costs associated with asbestos-related claims.
3. Insulation Removal Experts
The role of an insulation removal contractor will often overlap with asbestos removal or abatement—for instance, when asbestos is flagged in a property survey. Asbestos was widely used for insulation due to its heat-resistant properties, but its removal now poses serious health risks. Professionals in this field are likely to need asbestos insurance to protect against claims arising from asbestos exposure during removal.
4. Environmental Cleanup Contractors
Environmental cleanup contractors who deal with contaminated sites are often called upon to manage asbestos abatement. These professionals work in high-risk environments where asbestos exposure can occur. Asbestos contractor insurance tailored to environmental cleanup operations is crucial, providing comprehensive coverage that addresses the specific risks of handling and disposing of this material.
5. Asbestos Removal Contractors
In each of the professions covered above, asbestos is typically identified following the result of a survey into a property, structure, or environment. Dependent on the circumstances, the asbestos will then need to be removed or enclosed and signposted. Given the risks of dealing with such a hazardous material, this work requires an asbestos removal specialist to ensure the task is completed appropriately. As such, asbestos contractors’ insurance is needed to provide coverage for personal risks as well as any potential legal claims and health liabilities.
Specialist Asbestos Insurance Services
If you work in any of these professions that specialise in the removal or abatement of asbestos, having the right insurance coverage is not just advisable but necessary. At Higos, we offer specialist asbestos insurance that can cover:
- Asbestos contractors’ insurance
- Asbestos indemnity insurance
- Asbestos liability insurance
Each of our policies is designed to protect professionals like you from the unique challenges and risks associated with asbestos removal. Ensure your business is sufficiently protected by exploring our options today.
To learn more about our specialist asbestos insurance, why not get in touch? You can reach us on 01458 675631 for friendly and expert advice (Monday to Friday 9am to 5pm).