Motor Trade Insurance
If you’re a business that requires you to drive a customer’s vehicle, store their vehicle on your business premises, or hold a vehicle in your care and control, you need specialist motor trade insurance. Motor trade insurance covers your vehicle-related business for a wide range of eventualities, including damage or theft.
There are over 42,000 garages in the UK, and at Higos, we understand that no two are the same. Whether your customers’ cars are on a ramp or in a showroom, bespoke motor trade insurance is a must to protect your business.
A motor trade policy tailored to your business
At Higos, we don’t try and squeeze everyone into the same box or sell you ‘one-size-fits-all’ cover. Instead, we provide competitive, bespoke motor trade insurance policies for a wide range of local workshops, fast-fits, independent used car showrooms, or nationwide dealerships.
Our experienced team of motor trade insurance brokers has the knowledge and expertise to assess your risks and find a policy that mitigates them. As an award-winning commercial insurance team, we’ve developed excellent relationships with a wide panel of insurers and have access to numerous markets—not to mention an in-house underwriting team for our Delegated Authority scheme.
Who needs a motor trade insurance policy?
At Higos, we have been specialising in the motor trade sector for many years, providing tailored policies to a wide range of businesses. This includes:
- Mechanics
- Motor dealers
- Motor vehicle and motorcycle dealers
- Garages
- Tyre fitters
- Mobile mechanics
- Vehicle servicing
- Vehicle collection & delivery
- Motor vehicle repair body shops
- Vehicle accessory manufacturers
- Vehicle electricians
- Valets
- Security device installers
- MOT testing stations
- Breakdown & recovery firms
- Vehicle scrap yards
Exceptional claims management when you need it most
Unfortunately, the unexpected can happen out of the blue. In the event you need to make a car trade insurance claim, our in-house claims advisors will be on hand to help with any immediate assistance you need. Your claim will be settled quickly and smoothly with the chance to recover your losses. That way, you can keep your business running with minimal disruption.
All Your Questions, Answered
Wondering how motor trade insurance works, or who can be part of your policy? Every motor trade business is different, so it stands to reason that every policy needs to be different too. Take a look at our frequently asked questions to find out more about our motor trade insurance policies and how they can work for you.
Want to know something specific? Just get in touch.
We are experts in motor trade insurance and are here to help in any way we can. For bespoke advice, award-winning underwriting, and exceptional claims management, it has to be Higos.