Business Legal Expenses Insurance

We can help you to overcome a range of common business problems, for example:

•  Expert legal advice quickly
• A dispute with an employee escalates and can’t be resolved
• Receiving a notice of an enquiry into your tax or VAT returns
• A Health & Safety inspection ends with a threat to prosecute your business
• A neighbouring business restricts access to your premises
• PR advice for damage to your reputation
• Counselling assistance helpline which is available to your employees and their families.

Whatever the economic climate it’s always a challenge running a business, from keeping up with the latest employment and Health and Safety legislation, to resolving problems with suppliers or receiving an unexpected visit from the taxman. Our commercial insurance can help you to overcome a range of common business problems, for example:

• Expert legal advice quickly
• A dispute with an employee escalates and can’t be resolved
• Receiving a notice of an enquiry into your tax or VAT returns
• A Health & Safety inspection ends with a threat to prosecute your business
• A neighbouring business restricts access to your premises
• PR advice for damage your reputation 

For legal expenses cover, it has to be Higos.

Being a landlord can provide a very good return on investment, but it isn’t without its pitfalls. Issues such as a dispute about the renewal of a lease, damage and dilapidation to your property and late or non-payment of rent can all prove an expensive headache and might mean that you need to claim on your commercial insurance.

Our legal protection insurance product is specifically designed to address your needs as a commercial landlord.

We cover the legal costs arising from the following:

• Damage to your property, nuisance, and trespass
• Repossession of your residential property
• A commercial lease dispute
• The recovery of rent arrears
• A contract dispute for a holiday home.
• Receive a notice of an enquiry into your tax or VAT returns
• A Health & Safety inspection ends with threat of prosecution

As a landlord for a block of flats, you will need a bespoke commercial insurance package, including legal expenses cover.